This is the worst mortgage broker ever. I worked for him, and I have never met such an unprofessional, greedy, dishonest, and uncooperative person. Not only he scams people, he still owes me money after I worked for him for 2 months. And, also don't even think about getting a mortgage from him, he is actually bankrupt and the money that he gets from mortgages, he uses to pay off his personal debts! He should go to jail and have his license taken away, which I don't think is real either.